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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial decisions by providing you with interactive tools and financial calculators as well as publishing objective and original content, by enabling users to conduct research and compare data for free and help you make informed financial decisions. Bankrate has agreements with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are advertised on this website come from companies who pay us. This compensation may impact how and where products appear on the site, such as for instance, the order in which they may appear within the listing categories in the event that they are not permitted by law. This applies to our mortgage or home equity, and also other home lending products. This compensation, however, does have no impact on the information we provide, or the reviews that you see on this site. We do not cover the entire universe of businesses or financial deals that could be open to you.
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4 min read Published November 28, 2022
The story was written by David McMillin. Written by a contributing writer
David McMillin is a contributing writer for Bankrate and writes about topics such as credit cards, mortgages, banking, taxes and travel. David’s goal is to help readers understand how to save more and stress less.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since late 2021. They are passionate about helping readers to take control of their finances by providing precise, well-studied information that break down complex topics into manageable bites.
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Car buying is a stressful process — particularly if you don’t want to to bargain for a better price or other features. A showed that more than 50% of people are uncomfortable when visiting a car dealership. Instead of confronting that anxiety and , you can enjoy the convenience of not having to bargain when purchasing. 5 ways to buy an automobile without haggling have a lot of options when it comes to purchasing a car that isn’t haggling. Remember that if you have an opinion that you’re getting a fair price then you should avoid haggling and go with the offer of the seller. 1. Buy it online If you don’t want to talk with a person while purchasing a new vehicle the internet has you covered. Find a non-binding buying site, like or you can use . These sites operate on a what-you-see-is-what-you’ll-pay model. It is also possible to get an estimate of the value of your trade without speaking to anyone. If you happen to find an auto you want you, someone is likely to deliver it to your house. If you do, make sure to read the conditions. Because you’re not taking an uninitiated test drive, it’s crucial to understand your if you have regrets. There are some potential drawbacks. are many perks to , keep in mind that this is a major purchase that you’re making without seeing. Also, be aware of additional fees charged for purchasing in this manner, like a delivery or destination fee for the vehicle to be delivered to you. 2. Find a dealership that is not a bargaining place. While it is possible to consider all car dealerships to be the usual back-and-forth negotiation Certain dealers only provide no-haggle pricing. Enterprise, for example sells used cars have a no-haggle pricing structure. AutoNation — which has more than 300 branches across eight states also an option for those looking to purchase used cars. It has a fixed pricing structure that is no-haggle. It will remain on the table in these auctions, so familiarize yourself with the things you are able to and cannot do without. Potential drawbacks: You may still expect to pay an amount that is higher than the sticker price at one of these lots, particularly after fees are added in. Although there are some fees , you’re in the dark if don’t negotiate. 3. Join a club There are programs where you’ll enjoy a discount without having to ask for it. If you’re a member of AAA the auto Buying service is a member-only service. Costco offers pre-arranged pricing for AAA members. The discount can be seen on the internet, and occasionally discounts that last a limited time may assist you in saving money without having to haggle with anyone. There are other membership options that can assist in buying a car as well as taking care of other financial requirements. Credit unions are a good choice and provide the option of car buying with bonus cash incentives for members as well as upfront, no-haggle pricing. There are some potential drawbacks to purchase through a club, you’ll need to trust the price given is fair. “Exclusive” deals might or may not be worth your effort, so compare carefully prior to committing to any of them for one purchase. 4. A car broker can be hired as another way to avoid haggling in the purchase of the car you want: let someone else negotiate the car broker negotiate on your behalf. Car brokers, also known as car concierges are services which search and negotiation for you. You give them a budget and tell them what you’re looking for , and they’ll come back with options. They could also assist you in negotiating a for your existing car. It is necessary to pay the broker fees for their services, however the cost — which is likely to be a few hundred bucks — can pay off by making your life easier and saving money. Potential drawbacks simply put, a car broker is not the person you are, therefore you will need to communicate your expectations carefully. Once they finalize a deal with you on behalf of yourself, you’ll most likely be committed to the terms and conditions they’ve agreed upon. 5. Make use of a car auction website Auction sites such as eBay Motors enable you to place a bid on a vehicle and attempt to negotiate a low price without haggling with the seller. The auctions range from classic cars to new models. While you may need to travel to pick up the vehicle, it can be a great way to get the car you want without having to bargain. Auctions are frequently salvaged, rebuilt, or repossessed, and dealers can purchase them in bulk rather than in individual pieces. Certain auction sites permit bidding altogether if you agree to a “buy the car now” price or similar price. The drawbacks could be that it can be hard to secure financing for a car that you’re buying at auction You’ll probably need to finance your purchase in advance. Keep in mind you’ll probably be required to take your auction proceeds from the seller or negotiate for shipping/delivery. The reasons to not negotiate Why would you pass on the opportunity saving some money? The old adage “time costs money” is real. You might spend hours and hours haggling for a better deal, but only manage to get an offer of just several hundred dollars. The market for used cars continues to be competitive, with a continuing computer chip shortage, which is exacerbated by rising costs for raw materials as well as the conditions in Ukraine. “It’s still a challenging time,” says Matt Degen the editor at Kelley Blue Book. “Don’t think you’ll have a lot of space for negotiation at this point.. More than ever, people are paying sticker price. Don’t be expecting a flurry of sales any time soon.” The main point is that the traditional approach to buying a vehicle can come with the anxiety and pressure of dealing with a pushy sales rep, but it doesn’t have to be this way. There are many options to get rid of all the haggling and get rid of the hurdles between you and the steering wheel. While you don’t want to shop around and haggle to get the best price for an automobile, there’s an area in which you need to examine several deals: the loan to help you get the keys. Explore the lenders and banks in order to get an affordable financing deal.
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Written by a contributing writer
David McMillin is a contributing writer for Bankrate and covers topics like mortgages, credit cards banks, taxation, and travel. David’s goal is to help readers understand how to save more and stress less.
Edited by Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to control their finances with precise, well-researched and well-written information that breaks down otherwise complex subjects into digestible pieces.
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