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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make better financial choices by offering you interactive tools and financial calculators, publishing original and objective content. We also allow users to conduct research and compare information at no cost – so that you can make financial decisions with confidence. Bankrate has agreements with issuers, including but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Profit The offers that appear on this site are from companies that pay us. This compensation can affect the way and when products appear on this site, including, for example, the sequence in which they appear in the listing categories and other categories, unless prohibited by law. This applies to our mortgage, home equity and other home loan products. However, this compensation will have no impact on the content we publish or the reviews that you read on this site. We do not contain the vast array of companies or financial deals that could be available to you.
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4 min read Published November 28th, 2022.
Written by David McMillin Written by a contributing writer
David McMillin is a contributing writer for Bankrate and writes about topics such mortgages, credit cards and credit cards, banking, taxes and travel. David’s mission is to assist readers discover ways to save more and stress less.
Edited by Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since late 2021. They are committed to helping readers to take control of their finances through providing precise, well-studied information that break down complex topics into manageable bites.
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The process of buying a car is a stressful procedure, especially if you don’t want to try to bargain for a better deal or other features. It was found that more than half of the population feels at ease when visiting a dealership. Instead of confronting that anxiety and , you can enjoy the comfort of no-haggling buying. 5 ways to buy a car without haggling You can choose from a variety of options for buying a new car without haggling. Keep in mind that if and feel you are getting a fair price it is possible to avoid haggling and go with the price offered by the dealer. 1. Purchase it online if you don’t want to speak to someone when purchasing a new vehicle, online sellers have they got you covered. Look for a no-hassle buying website, such as or and . These sites operate on a what-you-see-is-what-you’ll-pay model. You can also get an estimate of the value of your trade without speaking to anyone. Plus, if you find a car you love, someone will likely bring it to your residence. When , study the deal’s terms. Because you’re not taking an uninitiated test drive, you need to know if you have regrets. Potential drawbacks: While there are many advantages to buying a car the purchase, you must remember that this is a significant purchase you’re making that’s not seen. Also, keep an eye out for extra charges that are charged when you purchase this way, including the cost of delivery or for the car to get to you. 2. Go to a no-haggle lot Although you may consider all car dealerships to be the usual back-and-forth negotiation Some dealers provide no-haggle pricing. Enterprise, for instance sells used cars and uses an exclusive pricing system that does not require any negotiation. AutoNation is a retailer with more than 300 stores across eight states an option when you’re purchasing a used car. It has a fixed price, no-haggle model. There will be a lot of options on the table at these lots and you should be aware of what you can and can’t do without. Potential drawbacks: You may still expect to pay more than sticker price for one of these auctions, particularly after fees are added in. Although there are some fees , you’re in the dark if do not bargain. 3. Join a club programs where you’ll enjoy a discount without having to ask for it. If you’re an active member of AAA the club’s Auto Buying service is a member-only service. Costco also has prearranged pricing for AAA members. The discount can be seen online, and occasional special offers that are limited in time can assist you in saving money without having to bargain with anyone. There are other membership options to assist in buying a car and addressing other financial demands. Credit unions like and offer car-buying services with bonus cash offers for members and no-hassle pricing upfront. The drawbacks could be: If you purchase through a club it is important to ensure that the price you are being given is fair. “Exclusive” deals might or might not be worth the effort, so compare carefully before you decide to join any of them just to make one transaction. 4. Employ a car broker another way to avoid haggling when buying an automobile: let the broker negotiate it for you. Car brokers, sometimes referred to as car concierges are services which search and negotiation on your behalf. You provide them with an amount of money and explain what you’re looking to purchase and they’ll come back with various options. They could also assist you in negotiating the purchase of your car. You’ll have to pay the broker fees for their services, but that expense — likely a few hundred bucks — can pay off by saving time and money. The potential disadvantages are simply put, the car dealer isn’t your representative, so you’ll need to convey your expectations with care. When they conclude an agreement for you, you’ll most likely be committed to the conditions and prices they have agreed to. 5. Make use of a car auction website Auction sites such as eBay Motors enable you to bidding on cars and then try to get the lowest price, without having to negotiate with the seller. Listings include everything from classic vintage cars to the latest models. While you may need to travel to collect the vehicle, it can be a fantastic way to get a car without negotiating. Auction sites offer cars that are frequently recycled, salvaged, or repossessed. Dealers may purchase them in lots rather than individually. Some auction sites will allow you to bypass bidding completely if you can agree to an “buy the car now” price or similar price. The drawbacks could be that it can be difficult to obtain financing for a car that you’re buying through auctions — you’ll likely need to finance your purchase in advance. Be aware that you’ll be required to take the auction’s winnings from the seller, or discuss shipping or delivery. Arguments against negotiations: Why would you pass on the opportunity for savings? It’s true that the old saying “time can be money” is valid. You could spend hours and hours haggling to find a better deal and only be able to secure discounts of just only a few hundred dollars. The used vehicle market is still competitive with a continuing computer chip shortage exacerbated by rising costs for raw materials and the current conditions in Ukraine. “It’s difficult to predict the future,” says Matt Degen the editor at Kelley Blue Book. “Don’t expect to have much space for negotiation at this point.. More than ever, consumers are paying the full price. Don’t expect screaming deals any time soon.” The main point is that the traditional approach to buying a vehicle can be a stressful and frustrating experience due to the stress of dealing with a pushy sales representative However, it doesn’t need to be that way. There are many ways to get rid of all the haggling and get rid of the hurdles between you and the steering wheel. While you might not need to shop around and haggle to get the best sticker price on the car, there is one place where you must compare several options and get a loan to enable you to obtain the keys. Explore the lenders and banks in order to get a competitive financing offer.
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Written by Contributing writer
David McMillin is a contributing writer for Bankrate and covers topics like credit cards, mortgages, banking, taxes and travel. David’s aim is to help readers discover ways to save money and also stress less.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to take control of their finances by providing concise, well-researched, and clear information that dissects complex subjects into digestible pieces.
Auto loans editor
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