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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial choices by offering you interactive tools and financial calculators as well as publishing objective and original content, by enabling you to conduct research and compare information for free to help you make financial decisions with confidence. Bankrate has partnerships with issuers such as, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The products that appear on this website are provided by companies who pay us. This compensation can affect the way and where products appear on this website, for example for instance, the sequence in which they be listed within the categories of listing, except where prohibited by law. This applies to our mortgage, home equity and other home loan products. However, this compensation will affect the information we publish, or the reviews you read on this site. We do not include the universe of companies or financial offers that may be available to you.
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4 min read . Published November 28, 2022
Authored by David McMillin Written by a contributing writer
David McMillin is a contributing writer for Bankrate and writes about topics such as mortgages, credit cards tax, banking, and travel. David’s goal is to help readers discover ways to save money and worry less.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate from late 2021. They are dedicated to helping their readers feel confident to control their finances by providing concise, well-studied and well-researched content that breaks down otherwise complex topics into manageable bites.
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Car buying is a stressful process , particularly when you don’t intend to negotiate for a better deal or other features. The study found that over half of people feel at ease when visiting a dealership. Instead of battling that fear and , you can enjoy the ease of no-haggling car buying. Five ways to purchase a car with no haggling have a lot of options when it comes to buying a new car without haggling. Remember that if you have and feel you are getting a fair price then you should do away with haggling and accept the dealer’s offered price. 1. Buy it on the internet If you don’t want to speak with a person while buying a new car, online sellers have the answer. Look for a no-hassle buying site, like or you can use . These sites operate on a what-you-see-is-what-you’ll-pay model. You can also obtain an estimate of the value of your trade without speaking to anyone. If you happen to find an auto you want and want to purchase, someone will probably bring it to your home. If you do, make sure to read the conditions. As you’re not taking it for an uninitiated test drive, you need to be aware of the possibility that there are regrets. The potential downsides: Although there are many perks to , keep in mind that this is a big purchase that you’re making without seeing. Also, keep an eye out for additional charges for buying this way, including a delivery or destination fee for the vehicle to be delivered to you. 2. Find a dealership that is not a bargaining place. While you might think of all car dealerships as the typical back-and-forth bargaining Some dealers provide no-haggle pricing. Enterprise, for instance sells used cars and uses a no-haggle pricing structure. AutoNation — which has more than 300 locations in eight states an option for those looking to purchase a used car. It offers a fixed pricing structure that is no-haggle. There will be a lot of options in the market at these lots, so familiarize yourself with the things you are able to and can’t do without. Potential drawbacks: You may still expect to pay a higher-than-sticker price at one of these lots, particularly after fees are added in. Though some fees , you’re stuck with them if you do not negotiate. 3. Join a club There are options where you can receive a discount without having to ask for it. If you’re a member of AAA the auto Buying service offers member-only pricing. Costco also has prearranged pricing for members. The discount is available on the internet, and occasionally discounts that last a limited time may assist you in saving money without having to bargain with anyone. There are other membership options that can aid in the purchase of a vehicle as well as taking care of other financial requirements. Credit unions are a good choice and provide car-buying services with bonus cash incentives for members as well as no-hassle pricing upfront. The drawbacks could be: If you buy from a club, you’ll need to trust the price you are being offered is competitive. “Exclusive” deals may or may not be worth the effort, so compare carefully before committing to any of them just for one purchase. 4. Hire a car broker There’s another option to avoid haggling when buying an automobile: let the broker negotiate it for you. Car brokers, also referred to by the name of car concierges firms that do the searching and negotiate on your behalf. You give them a budget and tell them what you’re looking for , and they come back to you with options. They can also assist in negotiating an offer for your current car. It is necessary to pay the broker an amount for their services, however this expense, which is probably around a few hundred dollars- can pay off by making your life easier and saving money. Potential drawbacks: Simply put, an auto broker isn’t you — so you must communicate your expectations in a manner that is clear. When they conclude the deal for you, you’ll likely be bound by the terms and price they’ve agreed on. 5. Utilize a site for auctions of cars Auction sites such as eBay Motors enable you to bid on a car and then try to get the lowest price, without having to negotiate against the dealer. Listings include everything from classic cars to brand-new models. Even though you may have to travel to collect the car, this could be a fantastic way to get the car you want without having to bargain. Cars on auction sites are often repaired, salvaged or repossessed, and dealers can purchase them in bulk rather than individually. Some auction sites may permit bidding altogether if you agree on an “buy it today” price or similar price. There are some drawbacks to this: It could be hard to secure financing for a car you’re buying through auctions — you’ll likely need to fund your purchase upfront. Be aware that you’ll need to pick up the auction’s winnings from the seller, or bargain for delivery or shipping. Arguments against negotiations: Why should you miss the chance to try for savings? The old adage “time is money” is real. You could spend hours and hours haggling for a better deal, and only be able to secure an offer of just several hundred dollars. The used vehicle market continues to be competitive, due to a constant computer chip shortage exacerbated by rising costs for raw materials and the current conditions in Ukraine. “It’s difficult to predict the future,” says Matt Degen who is editor of Kelley Blue Book. “Don’t think you’ll have a lot of bargaining room right now.. More than ever before, buyers are paying sticker price. Don’t be expecting a flurry of sales in the near future.” The main point is that the traditional approach to purchasing a car may come with the anxiety and stress of having to deal with a pushy salesperson however it doesn’t have to be this way. There are plenty of ways to avoid all the haggling and eliminate the obstacles between you and the steering wheel. While you might not need to shop around and haggle for the best sticker price on a car, there is one place where you must examine multiple deals for the loan to get the keys. Explore the banks and credit unions in order to get an affordable financing deal.
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Written by the writer who contributed to the article.
David McMillin is a contributing writer for Bankrate and writes about topics like mortgages, credit cards, banking, taxes and travel. David’s goal is to help readers understand how to save more and stress less.
Edited by Rhys Subitch Edited by Auto loans editor
Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to control their finances with concise, well-researched, and clear information that breaks down otherwise complex subjects into digestible pieces.
Auto loans editor
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